/* ==========================================================================
   Offshore Finances — global stylesheet
   Modern navy + brass identity. No external libraries.
   ========================================================================== */

:root {
    --navy-900: #0a1f38;
    --navy-800: #0b2a4a;
    --navy-700: #12335a;
    --navy-600: #1b4576;
    --gold: #c9a227;
    --gold-soft: #e3c76a;
    --ink: #15202b;
    --ink-soft: #54616e;
    --bg: #ffffff;
    --bg-soft: #f4f6f9;
    --bg-tint: #eef3f8;
    --line: #e3e8ee;
    --white: #ffffff;
    --radius: 14px;
    --radius-sm: 9px;
    --shadow: 0 10px 30px rgba(10, 31, 56, .10);
    --shadow-lg: 0 22px 55px rgba(10, 31, 56, .16);
    --font: "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
    --maxw: 1200px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    font-family: var(--font);
    color: var(--ink);
    background: var(--bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: var(--navy-600); text-decoration: none; }
a:hover { text-decoration: underline; }
ul { list-style: none; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

.skip-link {
    position: absolute; left: -9999px; top: 0; z-index: 200;
    background: var(--navy-800); color: #fff; padding: 10px 16px; border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; color: #fff; text-decoration: none; }

/* ---------- Buttons ---------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    font-weight: 600; font-size: .95rem; line-height: 1;
    padding: 13px 24px; border-radius: var(--radius-sm);
    border: 1px solid transparent; cursor: pointer;
    transition: transform .15s ease, box-shadow .2s ease, background .2s ease, color .2s ease;
    text-decoration: none; white-space: nowrap;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn.btn-gold { background: var(--gold); color: #14222f; box-shadow: 0 8px 20px rgba(201,162,39,.35); }
.btn.btn-gold:hover { background: var(--gold-soft); box-shadow: 0 10px 26px rgba(201,162,39,.45); }
.btn.btn-outline { border-color: rgba(255,255,255,.55); color: #fff; }
.btn.btn-outline:hover { background: rgba(255,255,255,.12); }
.btn.btn-navy { background: var(--navy-800); color: #fff; }
.btn.btn-navy:hover { background: var(--navy-700); }
.btn.btn-lg { padding: 16px 30px; font-size: 1.02rem; }
.btn.btn-sm { padding: 10px 16px; font-size: .88rem; }

/* ---------- Topbar ---------- */
.topbar { background: var(--navy-900); color: rgba(255,255,255,.82); font-size: .82rem; }
.topbar-inner { display: flex; justify-content: space-between; align-items: center; min-height: 38px; gap: 18px; flex-wrap: wrap; padding-top: 4px; padding-bottom: 4px; }
.topbar-link { color: var(--gold-soft); display: inline-flex; align-items: center; gap: 7px; font-weight: 600; }
.topbar-link:hover { color: #fff; }
.topbar-addr { display: inline-flex; align-items: center; gap: 7px; }

/* ---------- Header ---------- */
.site-header {
    position: sticky; top: 0; z-index: 100;
    background: rgba(255,255,255,.97);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid var(--line);
    transition: box-shadow .25s ease;
}
.site-header.scrolled { box-shadow: 0 6px 24px rgba(10,31,56,.10); }
.header-inner { display: flex; align-items: center; gap: 26px; min-height: 76px; }

.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; flex-shrink: 0; }
.brand:hover { text-decoration: none; }
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-text strong { font-size: 1.18rem; color: var(--navy-800); letter-spacing: .3px; }
.brand-text strong em { font-style: normal; color: var(--gold); }
.brand-text small { font-size: .68rem; color: var(--ink-soft); letter-spacing: .14em; text-transform: uppercase; }
.brand.brand-light .brand-text strong { color: #fff; }
.brand.brand-light small { color: rgba(255,255,255,.65); }

.main-nav { display: flex; align-items: center; justify-content: space-between; flex: 1; gap: 20px; }
.nav-list { display: flex; align-items: center; gap: 4px; }
.nav-link {
    display: inline-flex; align-items: center; gap: 6px;
    background: none; border: 0; cursor: pointer;
    font: inherit; font-size: .95rem; font-weight: 600; color: var(--ink);
    padding: 9px 13px; border-radius: 8px;
}
.nav-link:hover { background: var(--bg-soft); text-decoration: none; color: var(--navy-700); }
.nav-link.active { color: var(--navy-800); }
.nav-link.active::after { content: ""; display: block; } 

.caret { transition: transform .2s ease; }
.has-dropdown.open .caret { transform: rotate(180deg); }
.nav-cta { margin-left: 6px; }

.has-dropdown { position: relative; }
.dropdown {
    position: absolute; top: calc(100% + 10px); left: 0; min-width: 260px;
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm);
    box-shadow: var(--shadow-lg); padding: 8px;
    opacity: 0; visibility: hidden; transform: translateY(8px);
    transition: opacity .18s ease, transform .18s ease, visibility .18s;
}
.has-dropdown:hover > .dropdown, .has-dropdown:focus-within > .dropdown, .has-dropdown.open > .dropdown {
    opacity: 1; visibility: visible; transform: translateY(0);
}
.dropdown-wide { min-width: 340px; columns: 2; column-gap: 6px; }
.dropdown li { break-inside: avoid; }
.dropdown a {
    display: block; padding: 9px 12px; border-radius: 7px; font-size: .92rem;
    color: var(--ink); font-weight: 500;
}
.dropdown a:hover { background: var(--bg-soft); color: var(--navy-700); text-decoration: none; }
.dropdown a.active { color: var(--navy-800); font-weight: 700; }

.header-actions { display: flex; align-items: center; gap: 12px; margin-left: auto; }

.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy-800); border-radius: 2px; margin: 5px 0; transition: transform .25s ease, opacity .2s ease; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Responsive nav */
@media (max-width: 1080px) {
    .nav-toggle { display: block; }
    .main-nav {
        position: fixed; top: 0; right: 0; bottom: 0; z-index: 90;
        width: min(360px, 88vw); background: #fff;
        flex-direction: column; align-items: stretch; justify-content: flex-start;
        padding: 88px 22px 34px; gap: 4px; overflow-y: auto;
        transform: translateX(100%); transition: transform .28s ease;
        box-shadow: -18px 0 44px rgba(10,31,56,.14);
    }
    .main-nav.open { transform: translateX(0); }
    .nav-list { flex-direction: column; align-items: stretch; gap: 2px; }
    .nav-link { width: 100%; justify-content: space-between; padding: 14px 12px; font-size: 1.02rem; }
    .nav-cta { margin: 16px 0 0; width: 100%; }
    .dropdown { position: static; box-shadow: none; border: 0; border-left: 2px solid var(--gold); border-radius: 0; margin: 2px 0 10px 12px; min-width: 0; opacity: 1; visibility: visible; transform: none; display: none; padding: 2px 6px; }
    .has-dropdown.open > .dropdown { display: block; }
    .dropdown-wide { columns: 1; }
}

/* ---------- Hero ---------- */
.hero {
    position: relative; overflow: hidden;
    background:
        radial-gradient(1100px 520px at 85% -10%, rgba(27,69,118,.65), transparent 60%),
        radial-gradient(800px 460px at -10% 110%, rgba(201,162,39,.22), transparent 55%),
        linear-gradient(135deg, #0a1f38 0%, #0b2a4a 55%, #12335a 100%);
    color: #fff; padding: 120px 0 132px;
}
.hero-grid { position: absolute; inset: 0; opacity: .10; background-image: linear-gradient(rgba(255,255,255,.35) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.35) 1px, transparent 1px); background-size: 46px 46px; mask-image: radial-gradient(ellipse at 50% 0%, #000 20%, transparent 75%); }
.hero-inner { position: relative; display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; }
.hero-eyebrow { display: inline-flex; align-items: center; gap: 9px; font-size: .82rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-soft); margin-bottom: 22px; }
.hero-eyebrow::before { content: ""; width: 34px; height: 2px; background: var(--gold); }
.hero h1 { font-size: clamp(2.1rem, 4.6vw, 3.4rem); line-height: 1.12; letter-spacing: -.01em; margin-bottom: 22px; font-weight: 800; }
.hero h1 .accent { color: var(--gold-soft); }
.hero p.lead { font-size: 1.12rem; color: rgba(255,255,255,.84); max-width: 560px; margin-bottom: 34px; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 56px; max-width: 640px; }
.hero-stat b { display: block; font-size: 1.8rem; color: var(--gold-soft); line-height: 1; }
.hero-stat span { font-size: .85rem; color: rgba(255,255,255,.75); }

.hero-card {
    background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.16);
    border-radius: var(--radius); padding: 30px; backdrop-filter: blur(6px);
    box-shadow: 0 30px 60px rgba(0,0,0,.25);
}
.hero-card h2 { font-size: 1.3rem; margin-bottom: 8px; }
.hero-card p { color: rgba(255,255,255,.82); font-size: .97rem; }
.hero-card ul { margin: 18px 0 22px; display: grid; gap: 11px; }
.hero-card li { display: flex; gap: 10px; align-items: flex-start; color: rgba(255,255,255,.9); font-size: .95rem; }
.hero-card li svg { flex-shrink: 0; margin-top: 4px; color: var(--gold-soft); }

@media (max-width: 960px) {
    .hero-inner { grid-template-columns: 1fr; gap: 40px; }
    .hero { padding: 84px 0 90px; }
}

/* ---------- Section scaffolding ---------- */
.section { padding: 92px 0; }
.section-soft { background: var(--bg-soft); }
.section-tint { background: var(--bg-tint); }
.section-navy { background: linear-gradient(135deg, #0b2a4a, #12335a); color: #fff; }
.section-head { max-width: 760px; margin-bottom: 54px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; font-size: .78rem; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.eyebrow::before { content: ""; width: 28px; height: 2px; background: var(--gold); }
.section-head.center .eyebrow::after { content: ""; width: 28px; height: 2px; background: var(--gold); }
.section-title { font-size: clamp(1.7rem, 3.4vw, 2.5rem); line-height: 1.16; color: var(--navy-800); font-weight: 800; letter-spacing: -.01em; margin-bottom: 16px; }
.section-lead { color: var(--ink-soft); font-size: 1.05rem; }
.section-navy .section-title { color: #fff; }
.section-navy .section-lead { color: rgba(255,255,255,.8); }

/* ---------- Cards ---------- */
.grid { display: grid; gap: 26px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 1000px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } .grid-2 { grid-template-columns: 1fr; } }
@media (max-width: 620px) { .grid-3, .grid-4 { grid-template-columns: 1fr; } }

.card {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
    padding: 30px; transition: transform .2s ease, box-shadow .25s ease, border-color .2s ease;
    display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: rgba(201,162,39,.55); }
.card-icon {
    width: 54px; height: 54px; border-radius: 12px; background: var(--navy-800); color: var(--gold-soft);
    display: grid; place-items: center; margin-bottom: 20px;
}
.card h3 { color: var(--navy-800); font-size: 1.18rem; margin-bottom: 10px; }
.card p { color: var(--ink-soft); font-size: .95rem; flex: 1; }
.card .card-link { margin-top: 18px; font-weight: 700; color: var(--navy-600); display: inline-flex; align-items: center; gap: 7px; }
.card .card-link:hover { color: var(--gold); text-decoration: none; }
.card .card-link svg { transition: transform .2s ease; }
.card .card-link:hover svg { transform: translateX(4px); }

.jurisdiction-card h3 { display: flex; align-items: center; gap: 9px; }
.jurisdiction-card p { margin-top: 6px; }

.card-gold { background: linear-gradient(160deg, #fdf6e3, #f9eccd); border-color: #e9d089; }
.card-gold h3 { color: var(--navy-800); }

@media (max-width: 1000px) {
    .section { padding: 64px 0; }
    .section-head { margin-bottom: 38px; }
}

/* ---------- Split feature ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
@media (max-width: 980px) { .split { grid-template-columns: 1fr; gap: 40px; } }
.split h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); color: var(--navy-800); line-height: 1.18; margin-bottom: 18px; font-weight: 800; }
.split p { color: var(--ink-soft); margin-bottom: 16px; }
.split-list { display: grid; gap: 12px; margin-top: 8px; }
.split-list li { display: flex; gap: 11px; align-items: flex-start; color: var(--ink); }
.split-list li svg { flex-shrink: 0; margin-top: 4px; color: var(--gold); }
.visual-box {
    border-radius: var(--radius); background: var(--navy-800); color: #fff;
    padding: 42px; position: relative; overflow: hidden; min-height: 360px;
    display: flex; flex-direction: column; justify-content: center;
}
.visual-box::before { content: ""; position: absolute; inset: 0; opacity: .12; background-image: linear-gradient(rgba(255,255,255,.4) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.4) 1px, transparent 1px); background-size: 42px 42px; }
.visual-box > * { position: relative; }
.visual-box h3 { font-size: 1.5rem; margin-bottom: 14px; color: var(--gold-soft); }
.visual-box ul { display: grid; gap: 12px; }
.visual-box li { display: flex; gap: 10px; align-items: flex-start; }
.visual-box li svg { flex-shrink: 0; margin-top: 4px; color: var(--gold-soft); }

/* ---------- Stats band ---------- */
.stats-band { display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px; }
@media (max-width: 900px) { .stats-band { grid-template-columns: repeat(2, 1fr); } }
.stat { text-align: center; padding: 26px 16px; border-radius: var(--radius); background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.12); }
.stat b { display: block; font-size: 2.4rem; color: var(--gold-soft); line-height: 1.1; letter-spacing: -.02em; }
.stat span { display: block; margin-top: 8px; color: rgba(255,255,255,.78); font-size: .92rem; }

/* ---------- Steps / process ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; counter-reset: step; }
@media (max-width: 980px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }
.step { position: relative; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
.step .num { font-size: 2.1rem; font-weight: 800; color: #dce4ec; line-height: 1; margin-bottom: 14px; display: block; }
.step h3 { color: var(--navy-800); margin-bottom: 8px; }
.step p { color: var(--ink-soft); font-size: .92rem; }

/* ---------- Accordion (FAQ) ---------- */
.faq-group { margin-bottom: 44px; }
.faq-group-title { font-size: 1.35rem; color: var(--navy-800); font-weight: 800; border-left: 4px solid var(--gold); padding-left: 14px; margin-bottom: 18px; }
.faq-item { border: 1px solid var(--line); border-radius: var(--radius-sm); margin-bottom: 12px; overflow: hidden; background: #fff; }
.faq-item summary {
    cursor: pointer; list-style: none; padding: 18px 22px;
    font-weight: 700; color: var(--navy-800); display: flex; align-items: center; gap: 14px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; margin-left: auto; font-size: 1.3rem; color: var(--gold); font-weight: 700; transition: transform .2s ease; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item .faq-body { padding: 0 22px 20px; color: var(--ink-soft); }

/* ---------- Timeline ---------- */
.timeline { position: relative; max-width: 860px; margin: 0 auto; padding-left: 34px; }
.timeline::before { content: ""; position: absolute; left: 8px; top: 6px; bottom: 6px; width: 2px; background: linear-gradient(var(--gold), var(--navy-600)); }
.tl-item { position: relative; padding-bottom: 34px; }
.tl-item:last-child { padding-bottom: 0; }
.tl-item::before { content: ""; position: absolute; left: -32px; top: 4px; width: 18px; height: 18px; border-radius: 50%; background: var(--navy-800); border: 4px solid var(--gold); }
.tl-year { color: var(--gold); font-weight: 800; font-size: .95rem; letter-spacing: .08em; margin-bottom: 6px; }
.tl-item h3 { color: var(--navy-800); font-size: 1.16rem; margin-bottom: 6px; }
.tl-item p { color: var(--ink-soft); font-size: .95rem; }

/* ---------- Team ---------- */
.team-card { text-align: center; padding: 30px 22px; }
.avatar { width: 88px; height: 88px; border-radius: 50%; margin: 0 auto 16px; display: grid; place-items: center; font-size: 1.7rem; font-weight: 800; color: #fff; background: linear-gradient(135deg, var(--navy-600), var(--navy-800)); position: relative; }
.team-card h3 { font-size: 1.08rem; color: var(--navy-800); }
.team-card .role { color: var(--gold); font-size: .82rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; margin-top: 3px; }

/* ---------- Blog ---------- */
.post-meta { font-size: .82rem; color: var(--ink-soft); display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
.post-meta .pill { background: var(--bg-tint); color: var(--navy-700); padding: 3px 11px; border-radius: 999px; font-weight: 700; font-size: .76rem; }

/* ---------- Breadcrumb / page header ---------- */
.page-hero {
    position: relative; overflow: hidden; color: #fff;
    background: radial-gradient(900px 400px at 90% -10%, rgba(201,162,39,.25), transparent 55%), linear-gradient(135deg, #0a1f38, #12335a);
    padding: 78px 0 84px;
}
.page-hero .eyebrow { color: var(--gold-soft); }
.page-hero h1 { font-size: clamp(1.9rem, 4vw, 3rem); font-weight: 800; line-height: 1.15; margin-bottom: 14px; letter-spacing: -.01em; }
.page-hero p { color: rgba(255,255,255,.82); max-width: 640px; font-size: 1.05rem; }
.page-hero .breadcrumb { display: flex; gap: 8px; font-size: .82rem; color: rgba(255,255,255,.6); margin-bottom: 20px; flex-wrap: wrap; }
.page-hero .breadcrumb a { color: var(--gold-soft); }
.page-hero .breadcrumb a:hover { color: #fff; }

/* ---------- Fact table (junction pages) ---------- */
.fact-table { width: 100%; border-collapse: collapse; }
.fact-table th, .fact-table td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--line); font-size: .93rem; }
.fact-table th { width: 38%; color: var(--navy-800); font-weight: 700; background: var(--bg-soft); border-radius: 8px 8px 0 0; }
.fact-table td { color: var(--ink-soft); }

/* ---------- CTA band ---------- */
.cta-band { background: linear-gradient(120deg, #c9a227, #e3c76a); color: #14222f; padding: 66px 0; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 34px; }
.cta-title { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; line-height: 1.2; margin-bottom: 10px; color: #14222f; }
.cta-sub { color: rgba(20,34,47,.82); max-width: 640px; }
@media (max-width: 820px) { .cta-inner { flex-direction: column; align-items: flex-start; } }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: #c7d1dd; padding: 76px 0 30px; font-size: .92rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.1fr; gap: 44px; padding-bottom: 48px; }
@media (max-width: 1000px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; } }
@media (max-width: 620px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-blurb { margin: 18px 0 18px; color: #9fb0c1; max-width: 340px; font-size: .9rem; line-height: 1.65; }
.contact-list { display: grid; gap: 10px; color: #c7d1dd; }
.contact-list li { display: flex; gap: 10px; align-items: flex-start; }
.contact-list svg { color: var(--gold); flex-shrink: 0; margin-top: 3px; }
.contact-list a { color: var(--gold-soft); font-weight: 600; }
.contact-list a:hover { color: #fff; }
.footer-col h3 { color: #fff; font-size: .92rem; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 18px; font-weight: 700; }
.footer-col .footer-sub { margin-top: 28px; }
.footer-col ul { display: grid; gap: 9px; }
.footer-col a { color: #9fb0c1; }
.footer-col a:hover { color: var(--gold-soft); }
.footer-notice {
    border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius-sm);
    padding: 22px 26px; margin-bottom: 30px; background: rgba(255,255,255,.03);
}
.footer-notice strong { color: var(--gold-soft); font-size: .82rem; letter-spacing: .12em; }
.footer-notice p { margin-top: 8px; color: #9fb0c1; font-size: .85rem; line-height: 1.65; }
.footer-bottom { display: flex; justify-content: space-between; gap: 16px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1); color: #8ea0b2; font-size: .85rem; flex-wrap: wrap; }
.footer-email a { color: var(--gold-soft); }

/* ---------- Forms ---------- */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 38px; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-grid .full { grid-column: 1 / -1; }
@media (max-width: 600px) { .form-grid { grid-template-columns: 1fr; } .form-grid .full { grid-column: 1; } }
.form-label { display: block; font-weight: 700; font-size: .88rem; color: var(--navy-800); margin-bottom: 8px; }
.form-control {
    width: 100%; padding: 13px 15px; font: inherit; font-size: .95rem; color: var(--ink);
    border: 1.5px solid var(--line); border-radius: var(--radius-sm); background: #fff;
    transition: border-color .2s ease, box-shadow .2s ease;
}
.form-control:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 4px rgba(201,162,39,.16); }
textarea.form-control { min-height: 160px; resize: vertical; }
.form-note { font-size: .82rem; color: var(--ink-soft); margin-top: 12px; }
.form-alert { padding: 15px 18px; border-radius: var(--radius-sm); margin-bottom: 22px; font-size: .95rem; }
.form-alert.success { background: #e8f5ec; color: #1d6b3c; border: 1px solid #bfe3cb; }
.form-alert.error { background: #fdecec; color: #9c2b2b; border: 1px solid #f3c2c2; }
.hp-field { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

/* ---------- Contact page layout ---------- */
.contact-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 900px) { .contact-cards { grid-template-columns: 1fr; } }
.contact-card { background: var(--navy-800); color: #fff; border-radius: var(--radius); padding: 28px; }
.contact-card h3 { color: var(--gold-soft); margin-bottom: 8px; }
.contact-card p, .contact-card a { color: rgba(255,255,255,.85); }
.contact-card a { font-weight: 600; }
.contact-card a:hover { color: #fff; }

/* ---------- Misc ---------- */
.text-center { text-align: center; }
.mt-1 { margin-top: 12px; } .mt-2 { margin-top: 24px; } .mt-3 { margin-top: 40px; }
.muted { color: var(--ink-soft); }
.prose { max-width: 820px; }
.prose h2 { color: var(--navy-800); font-size: 1.5rem; margin: 34px 0 14px; }
.prose h3 { color: var(--navy-800); font-size: 1.2rem; margin: 26px 0 10px; }
.prose p, .prose li { color: var(--ink-soft); margin-bottom: 14px; }
.prose ul { padding-left: 6px; display: grid; gap: 10px; margin: 14px 0 22px; }
.prose ul li { padding-left: 26px; position: relative; }
.prose ul li::before { content: ""; position: absolute; left: 6px; top: 9px; width: 7px; height: 7px; border-radius: 2px; background: var(--gold); transform: rotate(45deg); }
.tag-hero { display: flex; gap: 42px; flex-wrap: wrap; }
.badge { display: inline-flex; align-items: center; gap: 8px; background: var(--bg-tint); color: var(--navy-700); border: 1px solid var(--line); padding: 6px 14px; border-radius: 999px; font-size: .84rem; font-weight: 600; }

/* Reveal animation */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.reveal.visible { opacity: 1; transform: none; }

/* ---------- WhatsApp widget ---------- */
.whatsapp-widget {
    position: fixed; bottom: 24px; right: 24px; z-index: 150;
    display: inline-flex; align-items: center; gap: 12px;
    padding: 16px; border-radius: 999px;
    background: #25d366; color: #fff;
    box-shadow: 0 12px 30px rgba(18, 140, 61, .35);
    text-decoration: none;
    transition: transform .18s ease, box-shadow .2s ease, background .2s ease;
}
.whatsapp-widget:hover {
    transform: translateY(-3px);
    background: #1fb959;
    box-shadow: 0 16px 38px rgba(18, 140, 61, .42);
    text-decoration: none;
}
.whatsapp-widget:active { transform: translateY(-1px); }
.whatsapp-widget svg { display: block; flex-shrink: 0; }

.whatsapp-widget-label {
    display: none;
    font-weight: 600; font-size: .95rem; line-height: 1;
    white-space: nowrap;
}

@media (min-width: 720px) {
    .whatsapp-widget { padding: 16px 20px 16px 16px; }
    .whatsapp-widget-label { display: inline; }
}

@media (prefers-reduced-motion: reduce) {
    .whatsapp-widget, .whatsapp-widget:hover { transition: none; transform: none; }
}

/* Print */
@media print {
    .topbar, .site-header, .cta-band, .site-footer, .skip-link, .btn, .whatsapp-widget { display: none !important; }
}